What is a segregated fund?
Managed by investment experts, a segregated fund is a pool of money that is spread across a variety of investments. This allows you to grow your assets and diversify your savings, while providing you with protection from dips in the market.
What is the main difference between segregated funds and mutual funds?
Segregated fund policies provide you with guaranteed savings protection, while mutual funds do not. The guarantees offered by segregated funds will protect some (75%) or all of your original investments at the time of your death or the policy’s maturity date. Simply put, if your investment is worth less than its guaranteed value at the time of its maturity date or when you pass away, the guaranteed protection will ensure that you receive 75% or 100% of your original investment.